It's great for Cash Back and All Rewards. Only had to put in $.01 of the points on the order to get the credit :) And the rest, you'd use the credit card for in order to get more points :), I liked the AMC gift card. It’ll be beneficial to get cash back of at least 5% from two different categories a quarter. Does buying Costco gift cards online trigger the 5% casback deal? Log In Sign Up. It's … The … Maxing out the $1500 quarterly limit on the 5% bonus all year would give $300 cash back. Join our community, read the PF Wiki, and get on top of your finances! Discover it® Cash Back’s ongoing rewards program offers 1% to 5% cash back and there is no minimum redemption. And since both cards require quarterly activation of those categories, ease of use is about the same. Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, 9 grocery stores, restaurants, gas stations and when you pay using PayPal, 17 up to the quarterly maximum when you activate. Discover Deals is a card-linked offer program that offers additional cash back savings on top of any cash back rewards earned by Discover cards. Wouldn’t it be better to apply the cash to … The ONLY time I was not able to use my card was the one time I tried to buy a ticket on Megabus - they're the only place I've run across in a few years that doesn't take Discover. Low intro APR. Unlimited one percent cash back. Hot. 2% is no joke. by Tony Mecia. What are your thoughts? Exact reason I'm sitting on my points. So far, both cards don’t have the same categories within the same quarter, besides the groceries one last quarter. You also have the option to use your rewards directly on Amazon or PayPal or to donate to select charities. This is in addition to … Discover will match the cash back you’ve earned at the end of your first year, automatically. Reddit. If you’re trying … This is absolutely the way to go but make sure you pay it off each month too so you don't get into trouble with debt. If you have no other credit cards and the AU is the only one in your file and you’re set on discover i would do a secured card. Redeem for Staples gift cards at 20% discount, then resell them. Pay with discounted gift card and it is covered by 8 Discover dollars. 1. I'm mostly saving them because in the past, they had a deal, $20 for $40 Shell gift card. The Discover it® Cash Back categories for rewards include a broad range of everyday spending, such as grocery stores, gas stations, restaurants and online retailers like Amazon and Target.. Cash back categories are the types of purchases that cardholders can earn 5% cash back on, up to $1,500 spent per quarter. I'm easily maxing the warehouse club bonus category for Q1 and Q2 by buying Costco cash cards online to use for Costco gas or in the club since they only accept Visa in store. Right now they're warehouse clubs and home improvement. The Discover it earns 5% cash back in rotating categories and that should prove far more valuable than a relatively useless 1.5% cash … Sign up with this link to get $100 bonus … Press J to jump to the feed. An inner voice's telling me to keep the cashback for car rental. DISCOVER IT ® CASH BACK CREDIT CARD. The only other portal that comes close is Chase Ink, at 6–8% cash back. via discover portal. You can plan out which purchases you make at what places so you maximize the rotating 5% categories. I shelved every other card I have and won't use them for the first year. Every expenditure you were going to make already you make with the card. 5% cash back in rotating categories is very powerful and they usually do not overlap Chase or Citi's 5% back categories. This means, you can earn up to $360 cash back with the account each year! Press question mark to learn the rest of the keyboard shortcuts. Press J to jump to the feed. Discover It Referral r/ DiscoverItReferral. It comes with a generous introductory … Gift cards during the holidays usually for the simplicity. Discover it Miles overview. card … These features let you earn even more cash back than described above, making the Blue Cash Preferred even more competitive. I'm hoping something like that comes up again. Discover it ® Miles. Hot New Top. by Robin Ratcliff. Resell at 84 % cards link on the left hand side situation and should! As far as I remember, 2 Gold tickets + $5 gift card were about $20. Discover Will Give 5% Cash Back on Streaming Services Including Disney+, Netflix, fuboTV, Hulu, & YouTube TV Feb 4, 2021, 6:15 AM PST – Jason Gurwin Discover has updated the bonus cash back categories for their cards to include streaming services. Yes! It's pretty rare that people will get a free $1000 from it, as that would require like $4k/mo credit card spending. A place to discuss credit cards to profit from sign-up offers. Earn unlimited 1.5x Miles for every dollar spent on all purchases – from airfare and hotels to … September 10, 2019. As a bonus, Discover will match all the miles you earn in the first year, with no cap. It’s a stellar choice for a student or secured card, and it offers unique secondary benefits. Has anyone done this? Once you’ve earned rewards using the Discover it Cash Back card, you can redeem any amount at any time for cash back as a statement credit or a direct deposit to your bank account. Just got approved for a Discover IT card and I'm pretty excited to know that they will match my cash back received during the first year dollar for dollar. Or just whenever I want pizza and don't want to pay out of pocket! Reddit. What out for that, check the fine print because you have to book through that booking line. Advertiser Disclosure Filed Under: Cash Back; Cashing In Q&A columns; Expert Q&A; Summary. Anyone know if the cruise deals are worse than what you can find elsewhere? I'm hoping something like that comes up again. There’s no annual fee for your Discover it ® Cash Back credit card. I've redeemed them for Express and National Rental Car. By using our Services or clicking I agree, you agree to our use of cookies. It's actually more advantageous for them because it prevents you from 'moving on' within the first year to a new card. It's unlikely deals like that will ever happen again but you just never know... Amazon had a $10 credit if I redeemed through them for a purchase so I did that once. The Discover it Cash Back and Discover it Student Cash Back are two great options for college students — we’ll help you decide which is best for you. Other features will be included, but I will review those four main features above. So if you want to shop at amazon.com buy amazon gift cards at home depot or costco. The Discover Cashback Debit account features no … I'm mostly saving them because in the past, they had a deal, $20 for $40 Shell gift card. If I earned $1000 cash back, they will deposit $1000 into my bank account just for getting the card. It also might be best to pair it with another, flat-rate card so your earning potential stays high. The gift redemption is interesting since there are gift card/certificates at 10,20,33 or 50% discounts. The Discover it® cards offer an unlimited one percent cash back on all other purchases. I'm thinking of doing the same thing. Discover it Miles Review: Travel Rewards With a Cash-Back Twist You get 1.5 miles per dollar spent on everything. If you’d prefer a gift card, Discover provides a unique deal that adds an extra … Staples GC is an egift which sells at 81% now. October 2, 2018. Discover it ® Cash Back. Up until now it hasn’t been possible to product change a Discover it to a Discover it Miles card. You'd have to spend $70,000 on the card in 1% categories along with maxing out the 5% every quarter in order to get $1000 (before doubling) cash back in the first year. Usually direct deposit into my checking account. Discover Bank is offering residents nationwide the opportunity to earn cash back from your bank.With the Discover Cashback Debit account, you can earn 1% cash back on up to $3,000 in debit card purchases each month! For example, SodaStream refill is $15. The Discover it® Cash Back card offers plenty of perks for cardholders who know how to utilize rotating categories. I also buy Sam's Club gift cards (in-club only, online isn't coding as warehouse clubs) to use at Walmart mostly just for 6-month Straight Talk prepaid phone cards. You earn cash back, we match it all your first year. Bills, groceries everything I was going to spend anyway. As a special promotion, Amazon is offering new Discover it Cash Back cardholders who apply through Amazon’s link a $75 statement credit after making their first Amazon purchase within three months of approval. Also factor in the credit card points you would earn with getting the gc, Bought a $120 Crutchfield GC with $100 and then bought a slightly better car stereo than I had initially planned. r/DiscoverItReferral: Discover It is an all-around great Cash Back rewards card for beginners or students. Not now. The cash back match for the Discover it® Cash Back card could exceed the $200 bonuses offered by the Chase Freedom Flex℠ and Chase Freedom Unlimited®, depending on your spending activity. I believe it was in 2010. Though I still have nearly $700 in cashback to redeem. Best of both worlds level 2 1 year ago. Press question mark to learn the rest of the keyboard shortcuts. User account menu. Will they price match? New comments cannot be posted and votes cannot be cast, More posts from the personalfinance community. The Discover Deals mall currently offers discounts between 5 and 20 percent cash back on … Hot New Top Rising. The only thing that worries me is your MUST book through the number they listed. I chatted with a customer service rep, and she said no.... Max out the 5% categories. Yeah, but that's not going to happen. Would love to know what you guys did. $15 - $5 coupon = $10. I got $400 worth of gas cards for 200. Apply Now. The first year cash back match effectively makes it a 10% back card when spending in those categories as well. via cashback monitor . cash back rates via discover portal. Other than the 5% (10%) categories, it's basically the same a Citi DC card for the first year. Discover it® Cash Back and Chase Freedom Flex℠ both offer cash back rewards of up to 5% in merchant and product categories that rotate quarterly, so this contest is a dead heat. I still use my Double Cash for non-bonus purchases since I don't have to wait until the 1 year is up for the extra 1%. I still have some student books and stuff to pay off. card. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. 0% Intro APR † for … Some cash-back cards offer the same percentage of cash back on every purchase, which can be 1% cash back or 1.5% cash back or another amount. The Discover it® – Double Cash Back your first year is the newly revamped cash back credit card by Discover Financial that offers 12 months 0% APR on purchases and balance transfers, 5% Cashback Bonus in rotational categories. Report Save. The Discover it Miles is a no-annual-fee credit card that earns unlimited 1.5x miles on all purchases. Just use the cashback to redeem for gift cards you'd use. The Discover It card has a good first year promotion, that matches the cash back you’ve gotten all of the first year. Only Discover ® Cashback Match automatically matches the cash back you've earned at the end of your first year. Join. The categories themselves aren’t always the same though. If you are considering applying for the Discover it® Cash Back and are a fan of Amazon, you might be able to earn a little extra cash. The Discover IT card is basically like another tool in a Swiss army knife of cards. I've redeemed them for Express and National Rental Car. Statement credit is trivial and that's what I have used so far. Press J to jump to the feed. Each quarter, Discover rotates cash back categories, which in turn becomes 10% cash back with Cashback Match your first year. ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), and loan payments or account funding made with your debit card are not eligible for cash back rewards. Apply Now No annual fee. Share your success stories, your horror stories, new offers, and any good tips and tricks you come across. The Discover cash back rates seem higher compared to other portals. If I earned $1000 cash back, they will deposit $1000 into my bank account just for getting the card. Those of you that have this card; what did you do to maximize your earning potential for the first year? You get double your cash back value. If I earned $1000 cash back, they will deposit $1000 into my bank account just for getting the card. Strictly 5% rotating categories? I can't believe I was approved. Press question mark to learn the rest of the keyboard shortcuts. Just use the cashback to redeem for gift cards you'd use. These are both … New comments cannot be posted and votes cannot be cast. Maxing out the $1500 quarterly limit on the 5% bonus all year would give $300 cash back. The categories rotate every quarter, and any purchases in these … The Discover it® Student Cash Back is a rare beast among student cards, offering generous cash-back rewards with an annual fee of $0. And not hiding a year from now. Email. Don't get me wrong, I have the card and am enjoying the effective 10% cash back. The match program is basically just a fun new way to look at a sign-up bonus. Yeah, but that's not going to happen. I couldn't find any reselling opportunity except for carnival cruises. It's fun for the 5% catagories, but not much else. That ultimately adds up to a potential of 10% back on the bonus categories, meaning up to $600 in cash back. Member FDIC. (The Discover it Cash Back’s 5% rate applies to the first $1,500 spent per quarter, then 1% is earned; activation required.) Cash back match. Cookies help us deliver our Services. Discover was my first card so I’m super loyal to them, they gave me my approval with 0 history several years ago, but since the pandemic they have become VERY careful and stingy with extending new credit. Rising. Even better, if you don’t currently have a Discover it Cash Back and sign up for one now, Discover will match all the cash back you earn in a 12-month period at the end of your first year of having the card. Discover It card aims to be the most consumer-friendly … Period. I have never done anything other than statement credit. It has cards that offer strong cash back in quarterly rotating categories. Doesn't necessarily make it worth ti because of that. With 1 % cash back UHS-I card - it 's really best as a travel card - SDSDXXY-064G-GN4IN ’. Anyone considering signing up for this card should be sure to use a referral link since it gives you (and the referrer) $50 which gets doubled after the first year too. Fucking amazing! For example, shopping at Apple earns 5% cash back on the Discover portal, which is really 10% with cash back match. Medical bills I've already put money aside for I was told to charge my entire life to this card everything. Opens modal dialog. The Discover it® Cash Back offers plenty of breathing room for paying off balances after opening the account. Charging your entire life to this card for the first year? Email. If you want a cashback card, Discover is a contender. 1. share. 1% cash back on up to $3,000 in debit card purchases each month. GKC Final Report; Programs & Abstracts; Program Schedule; Summary Of GKC; Brochure; White Paper NRNA ICC Skill Knowledge and Technology Conference 2018 San Francisco CA Some cash back credit cards offer a higher rate of rewards within a certain category (like travel, dining, gas or groceries) within a certain timeframe or beneath a certain spending threshold. With a Discover it Cash Back card, you can earn 5 percent cash back at different everyday places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping (Amazon.com, Walmart.com, PayPal and more), up to the quarterly maximum each time you activate. I love the cashback I get with my Discover debit card and I can use the cashback points easily to pay for stuff on Amazon. Right now, you can buy chipotle GCs from resellers at 7%. The Fine Print. :-D. Redeem for Bed Bath and Beyond (+20%), then combine with the 20% or $5 off $15 that come in my mailbox everyday. Im saving up my cash back to use for cruise travel credit. In other words, you’ll earn a respectable 3x miles on all purchases in the first year, which is equivalent to 3% cash back. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Though I still have nearly $700 in cashback to redeem. • Static category cash back cards. The Blue Cash Preferred also grants access to extra discounts and deals at specific retailers through Amex Offers. For example, next quarter Chase Freedom is 5% on gas while Discover … Reddit user ... 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Also might be best to pair it with another, flat-rate card so your potential... Be cast, more posts from the personalfinance community redeemed them for Express and National Rental Car same quarter besides! A Discover it Miles review: travel rewards with a customer service rep, and any tips... My cash back offers plenty of perks for cardholders who know how to utilize rotating categories very! Card-Linked offer program that offers additional cash back wrong, I have and wo n't them. Mark to learn the rest of the posting date ; however, some of partner! Any cash back UHS-I card - SDSDXXY-064G-GN4IN ’ addition to … Discover it is... At amazon.com buy Amazon gift cards you 'd use card-linked offer program offers! Gift card/certificates at 10,20,33 or 50 % discounts but not much else spending. Because it prevents you from 'moving on ' within the same categories within same... Using our Services or clicking I agree, you agree to our of! Use the cashback for Car Rental if I earned $ 1000 into my bank account just for the! Press J to jump to the feed home improvement earn even more competitive by using our Services or I! Depot or Costco into my bank account just for getting the card Expert Q & a Summary. As I remember, 2 Gold tickets + $ 5 gift card, and it is by! Had a deal, $ 20 for $ 40 Shell gift card to pay off buy Amazon gift at... Same though those of you that have this card ; what did you do maximize! Are gift card/certificates at 10,20,33 or 50 % discounts deal, $ 20 something like that comes up.. 20 % discount, then resell them account each year the simplicity from. Balances after opening the account each year an extra … Reddit comes close is Chase Ink, 6–8... To use your rewards directly on Amazon or PayPal or to donate select! As of the keyboard shortcuts a Swiss army knife of cards, read the PF Wiki and... Paypal or to donate to select charities = $ 10 new comments can not be cast, posts! 'S really best as a travel card - SDSDXXY-064G-GN4IN ’ place to discuss credit cards to from! Other card I have never done anything other than the 5 % from two different categories a quarter to. At home depot or Costco it offers unique secondary benefits other card have. Quarterly limit on the bonus categories, which in turn becomes 10 % off I... Far, both cards require quarterly activation of those categories, meaning up to $ 600 in cash back or. ’ re trying … unlimited one percent cash back tricks you come across, they will deposit $ 1000 my. A place to discuss credit cards to profit from sign-up offers ; what you! From the personalfinance community to a Discover it Miles review: travel rewards with Cash-Back... Be included, but not much else earns unlimited 1.5x Miles on all other purchases savings on top any. Miles on all other purchases, with no cap a sign-up bonus use them for Express and Rental. A travel card - it 's actually more advantageous for them because the! Uhs-I card - it 's actually more advantageous for them because in the first.. Pay with discounted gift card, Discover will match all the Miles you earn even more cash.... Your rewards directly on Amazon or PayPal or to donate to select charities back you earned!